Yes, you can use MediSave to cover mammogram screenings if you are a woman aged 50 and above. This article explores the details of MediSave coverage for mammograms, including eligibility, subsidies, and the process for using MediSave during your screening. Remember, early detection saves lives. Schedule a mammogram appointment with us today.
Understanding MediSave and Its Uses
MediSave is a national medical savings scheme in Singapore that allows individuals to set aside part of their income to meet future personal or immediate family's hospitalisation, day surgery, and certain outpatient expenses.
Importance of Regular Mammogram Screenings
Though breast cancer is the most common cancer among women in Singapore, it also boasts the highest survival rate compared to other common cancers, according to the Singapore Cancer Registry Annual Report 2021. This is largely due to the importance of early detection through regular mammogram screenings (recommended every two years). As such, mammograms should be a crucial part of women's health screening, as they can help identify breast cancer at its earliest stages, when treatment is most effective.
Eligibility and Coverage
Who Can Use MediSave for Mammogram Screenings?
Women aged 50 years and above are eligible to use their own MediSave or that of approved family members (spouse, parent, child). Those who are Singapore Citizens or Permanent Residents are also able to claim from their siblings’ and grandchildren’s MediSave.
MediSave Coverage Limits
Currently, MediSave claims for health screenings (mammograms included) outside the Chronic Disease Management Programme (CDMP) framework are allowed. However, these claims still fall under the same MediSave withdrawal limit depending on your chronic health conditions:
| Type of Chronic Conditions | Coverage Limits (per year) |
|---|---|
| Complex (e.g., stroke or kidney failure) | Up to $700 |
| Non-complex (e.g., hypertension or high cholesterol) | Up to $500 |
Subsidies and Financial Assistance
The HPB’s Screen for Life programme offers subsidies that reduce mammogram costs at various polyclinics. Here’s how much you would have to pay out of pocket:
| Category | Price |
|---|---|
| Singapore Citizen | $50 |
| Permanent Resident | $75 |
| Merdeka Generation | $37.50 |
| Pioneer Generation | $25 |
The Singapore Cancer Society also offers free mammograms for women aged 50 years and above, who have a valid Blue or Orange Community Health Assist Scheme Card (CHAS) card and have not been screened in the last two years.
Using MediSave for Mammograms
- Schedule your mammogram at an approved health centre or clinic participating in the national screening programme.
- Inform the staff of your intention to use MediSave.
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Provide necessary documents:
- National Registration Identity Card (NRIC)
- Completed MediSave authorisation form
- Relevant medical reports or referrals (not always required)
Conclusion
By understanding the MediSave scheme and available subsidies, you can make informed decisions about your mammogram screenings. Early detection is vital, and MediSave can help make mammograms more accessible. Remember, this article provides general information, and it's always best to consult a doctor for personalised advice.
How Do I Make a Mammogram Appointment?
ATA Medical @ Orchard
Nearest MRT: Orchard Boulevard Station (TE13)
Contact Number: 6322 7331
Email: camden@atamed.sg
Opening Hours:
Mon - Fri: 8:30 AM to 12:30 PM, 1:30 PM to 5:30 PM
Sat: 8:30 AM to 12:30 PM
Sun & PH: Closed
ATA Medical @ Tanjong Pagar
Nearest MRT: Tanjong Pagar Station (EW15)
Contact Number: 6223 0682
Email: hi@atamed.sg
Opening Hours:
Mon - Fri: 8:30 AM to 12:30 PM, 1:30 PM to 5:30 PM
Sat: 8:30 AM to 12:30 PM
Sun & PH: Closed
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